A financial second opinion — not generic advice. The structural gaps most advisors never bring up.
01
The $10M Income Risk Most Surgeons Ignore
Your disability policy may replace less than half your income — and the gap is taxable.
02
The Tax Mistake Costing Physicians Six Figures
A $500K earner not optimizing structure may overpay $50K–$100K every single year.
03
Asset Protection Gaps in Malpractice Environments
Malpractice covers claims. Your personal assets may still be fully exposed.
04
Practice Equity Risk Nobody Talks About
Most buy-sell agreements are signed — but never funded.
05
Deferred Compensation Traps
Non-qualified deferred comp is an unsecured promise. Hospital insolvency risk is real.
06
Estate Planning Mistakes High Earners Make
The trust you signed in your 30s is probably out of alignment — and your heirs pay for it.
07
Insurance Structures Physicians Misunderstand
Structured correctly, insurance is a tax-free income and liquidity tool — not just death protection.